Website Terms of Use.

These terms apply whenever you use this website. By using the site, you accept them. If you don’t agree with them, please don’t use the site.

General information only

Everything on this website is general information. It doesn’t take into account your objectives, financial situation or needs, and it isn’t credit advice, financial advice or tax advice. Nothing on this site is an offer of credit, a pre-approval, or any promise that a particular loan or lender will be available to you — actual outcomes always depend on lender assessment and your individual circumstances.

Calculators are estimates, not offers

Every calculator on this site produces an estimate based on the figures you enter and the assumptions stated alongside the result. A calculator result is not a quote, an offer of credit, or a guarantee of what any lender will actually offer you.

Intellectual property

The content, design and branding of this website belong to us or our licensors and are protected by copyright and other intellectual property laws. You may view and print pages for your own personal, non-commercial use, but you may not reproduce, republish or distribute any part of this site without our written permission.

Acceptable use

You agree not to misuse this website — including attempting to gain unauthorised access to it, submitting false or misleading information through our forms or finance checkers, or using the site in a way that could damage, disable or overburden it.

Third-party links

This site may link to third-party websites for your convenience. We don’t control those sites and aren’t responsible for their content, accuracy or privacy practices — using them is at your own risk and subject to their own terms.

Limitation of liability

To the extent permitted by law, we exclude all liability for any loss or damage arising from your use of this website, including reliance on any general information or calculator estimate it contains. Nothing in these terms excludes, restricts or modifies any right or remedy that cannot lawfully be excluded, including under the Australian Consumer Law.

Governing law

These terms are governed by the laws of Victoria, Australia, and you submit to the jurisdiction of its courts.

Changes to these terms

We may update these terms from time to time to reflect changes to the site or our obligations. The current version always applies, and it’s available on this page.