Can I finance used or auction equipment?

Yes — including private sales and auctions, subject to inspections and age limits. Older gear can shorten the available term rather than kill the deal.

What does "low-doc asset finance" require?

Typically an active ABN with some trading history, clean credit, and the asset within policy — approved on a declaration rather than financials. Thresholds vary by lender.

Fleet or multiple assets — one facility or many?

A master limit you draw down per asset usually beats one-off applications from the third vehicle onward. We'll set it up once and reuse it.

How fast is approval?

Standard assets on low-doc: often 24–48 hours. Complex assets or larger amounts take longer because valuations get involved.

Does equipment finance touch my home?

Usually the asset itself is the security, with directors' guarantees — not a mortgage over your house. Where a lender wants more, we'll flag it loudly before you proceed.

Asset & Equipment Finance

The gear pays for itself. Finance it that way.

Trucks, trailers, excavators, machinery, fit-outs and tech — funded against the asset, so the balance sheet keeps breathing.

Get a Car Finance Quote

If it works for a living, it qualifies.

Trucks & commercial vehicles

Rigids, prime movers, trailers, buses.

Yellow goods & machinery

Excavators, bobcats, forklifts, agricultural gear.

Trade tools & equipment

The gear that gets the job done.

Tech, fit-out & medical

Computers, kitchens, chairs, dental and medical equipment.

Chattel mortgage, rental, lease — in one breath each.

Chattel mortgage

You own the asset from day one; the lender holds security over it. The default for most.

Finance lease / rental

The financier owns it, you use it; can suit tech that dates quickly.

Balloons & seasonality

Repayments shaped to harvests, contracts or cash-flow cycles.

Which one wins is a tax-and-cash-flow question — we structure it with your accountant, not around them.

Established ABN? Often no financials needed.

For standard assets under lender thresholds, an established ABN with clean credit can frequently be approved on a simple declaration — no full financials. Newer ABNs and bigger tickets need more, and we'll tell you exactly what before anything is lodged.